Private Retirement & Savings

What is Private Retirement Savings?

Private retirement savings ensures that you can enjoy your later years with financial independence, without worrying about day-to-day expenses. Planning early allows you to accumulate a sufficient nest egg, giving you the freedom to maintain your lifestyle, pursue passions, travel, or fund special experiences such as second honeymoons. With the right retirement planning, you can face market fluctuations and life’s uncertainties with confidence.

Why is it Important?

As representatives of Great Eastern Life Malaysia, Heroes FP Network provides access to retirement solutions that combine protection with wealth accumulation. These plans ensure that even if unexpected events occur, your future lifestyle remains secure. Early planning also allows you to maximize investment growth while maintaining flexibility in how and when you access your retirement income.

GREAT Wealth Enhancer: Boost Your Retirement Goals

GREAT Wealth Enhancer (GWE) is a limited-pay endowment insurance plan designed to help you grow your wealth while providing financial protection. It allows you to plan your retirement with confidence, offering investment boosters, lump sum payouts, and coverage for death or total and permanent disability (TPD).

• Flexible Coverage with Short Financial Commitment: Choose coverage that fits your financial plan with GREAT Wealth Enhancer. Select 15- or 20-year coverage with premium payment terms of 6 years (for 15-year coverage) or 10 years (for 15- or 20-year coverage).
• Yearly Investment Booster: From the end of the first policy year, enjoy an additional pool of funds credited to your account through the investment booster feature. Use it to meet financial needs during the policy term or leave it to grow for a larger maturity payout.
• Maturity Benefit at Policy End: Celebrate your policy’s maturity with a lump sum payout of 680% or 1150% of total annualised premiums, minus total investment booster credited into the Total Investment Value (TIV), plus TIV with potential investment growth.

• Effortless Enrolment with No Medical Requirements: Sign up easily without answering health questions or undergoing medical examinations.
• Protection Against Life’s Uncertainties: Provide financial security for your loved ones with a lump sum payout in the event of death or total and permanent disability (TPD).
• Extra Safeguard for Accidental Death: Receive up to 300% of the sum assured for accidental deaths outside Malaysia, giving added protection when the unexpected happens.
• Optional Payer Benefit Rider: Ensure your savings goals continue uninterrupted — premiums are waived if the payer passes away or suffers TPD before age 70.

With GREAT Wealth Enhancer from Great Eastern Life Malaysia, you can plan for a financially independent and fulfilling retirement. This plan combines wealth accumulation with protection, giving you peace of mind while preparing for life’s uncertainties. Your golden years can be spent enjoying the lifestyle you’ve dreamed of — traveling, pursuing hobbies, or simply relaxing, confident that your future is secure.