Estate Creation

What is Estate Creation?

Estate creation ensures that your loved ones are financially secure and can maintain their lifestyle if you are no longer around. It provides a financial safety net to cover essential expenses such as food, education, household bills, and other necessities, protecting your family from the economic impact of death, permanent disability, or critical illness.

Why is it Important?

As representatives of Great Eastern Life Malaysia, Heroes FP Network provides access to solutions that safeguard your estate and help secure your family’s future. By planning for estate creation, you ensure that your family can continue living comfortably and achieve financial goals even in your absence. This type of protection is crucial for long term financial stability and peace of mind.

GREAT Multi-Gen Wealth 3: Protect Your Legacy Across Generations

GREAT Multi-Gen Wealth 3 is a limited-pay whole life plan with investment booster and survival benefit options, designed to help sustain and safeguard the wealth you’ve built. With this plan, you can grow your legacy while providing financial support for your children and grandchildren, ensuring your family’s future is protected.

• Long-Term Savings Across Generations:The plan allows appointment of an Alternate Policyowner, Secondary Life Assured, or Change of Life Assured, enabling your wealth to support multiple generations with up to RM1 million annual premium.
• Flexible Premium Commitment: Choose a premium payment term of 5, 10, or 20 years with coverage lasting up to age 70, 80, or 90 next birthday.
• Steady Stream of Yearly Income: Receive a regular yearly income equivalent to a percentage of your basic annualised premium, with the flexibility to take it as an investment booster, survival benefit, or both, helping grow your savings for your legacy.
• Maturity Benefit in One Lump Sum: At policy maturity, a lump sum payout (less any indebtedness) is provided to you or future generations to celebrate the culmination of your long-term financial planning.
• Hassle-Free Enrolment: Full coverage is provided without medical underwriting, ensuring a simple and straightforward sign-up process.
• Financial Protection for Life’s Unexpected Events: In the event of death, your loved ones will receive a lump sum benefit payout, safeguarding their financial security.